Day Child Care

Financing Child Day Care Center Loans

There’s a definite need for child day care center loans and financing as more and more parents of pre-school age children are forced to have both parents or single parents find work outside the home. This is in large part due to the current economic conditions, and unfortunately, to the high rate of single parents, which means moms or dads who might ordinarily stay at home and care for their own children need to find an income stream to live. Financing child day care centers with mortgage loans is is a great investment opportunity for those with the skill, experience and patience to operate such a facility. Demand for day child care facilities. If your are experienced, you may want to move into getting mortgage loans for financing a child day care center that allows for expansion.

Many industry experts predict that the demand for these facilities will increase well into the future. The need of this type of service business will continue to grow from there. These forecasts are based in large part on the fact that many parents have good memories of the time they spent in child day care centers. Most of all, there is the continuing need and / or desire of young moms to work outside the home to contribute to the family income and financial security.

The most profitable facilities are much more than glorified baby sitting opportunities. Researchers have discovered that the most important years in a youngster’s development are those early years from age one to six. Therefore, the exposure to the world outside of the home in which she lives, the teaching and interaction she receives, and the habits she forms during those formative years, will most definitely affect her ability to learn and adjust as she advances on through her years of formal education and life in general.

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A big thing in your favor as a child day care center is loans and financing with favorable terms for these facilities are easily obtainable. Even though there is a trend for many large companies to finance and operate day child care centers for their employees, research shows that most parents prefer to leave their kids closer to home than where they work. Therefore, privately owned and operated child day care centers in residential neighborhoods should be confident that their investment in loans and financing for their center is sound.
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Starting up a businesses

The first step in starting up of a profitable facility is to understand what makes them profitable in the first place. There are a lot of these businesses operating with from 30 to 60 kids and barely breaking even each year. In reality, 100 to 200 enrollments will provide revenues that will provide an after tax profit that makes sense.

You can begin by operating a small baby sitting operation. You can learn and expand from the profits you make and the respect and image you create over time. It is actually recommend that you do start small with a babysitting type operation and build upon your ongoing successes.

Finance Programs

Apply for Loans for Child Day Care Financing at low rates and good terms. A wide variety of terms that contribute to your bottom line as a business operator are available to you. There are fixed rates available for short and long time frames. Even up to 30 years. Adjustable rates offer  lower rates in exchange for shared risk in the markets.

Proceeds can be used to purchase or refinance your facility. Cash out can be used for any purpose. Some examples of cash out uses include equipment purchases for infants, playground equipment and fencing, or renovations and repairs to plumbing and electrical systems, kitchens and bathrooms.

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